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Custodian’s Capital Architecture Calculator

This calculator helps you assess which capital functions are adequately protected within your system and which require attention.

You can use it for personal finances, a business, project profit, dividends, a development budget, investment capital or external funding.

It is not designed to determine one ideal allocation for everyone. Its purpose is to show the profile of your system.

This calculator is intended for educational and reflective purposes. It does not constitute financial, investment, legal or tax advice.

1definitely not2rather not3partially4largely yes5definitely yes

Capital architecture profile

Supporting score

Profile range

The total is not an investment assessment. The profile of the six functions and the relationships between them matter most.

Strongest function

Most undernourished function

Score of 15 or less

Score of 10 or less

System relationships

Key relationships between functions

Recommended micro-implementation

The Six Vessels of Capital

Give each function a clear role, minimum level and operating rule. Your answers are stored locally.

What does it protect?Minimum required levelWhen may it be used?

What does it maintain?Minimum required levelHow often will it be reviewed?

What does it finance?Main priorityHow will I know the capital is working?

What does it allow me to test?Maximum budget or acceptable lossStopping condition

Where does it preserve value?Function of the assetTime horizon

What or whom does it support?Form of supportFunding rule